Harold D. Skipper is former Chairman of the Department of Risk Management and Insurance at Georgia State University where he held the C.V. Starr Chair of International Insurance. He is past President of the American Risk and Insurance Association and Associate Editor of Risk Management & Insurance Review and Geneva Papers on Risk and Insurance. He has authored and edited numerous books, including Life & Health Insurance, 13e (with Kenneth Black, 2000) and International Risk & Insurance: An Environmental-Managerial Approach (1998).

W. Jean Kwon is Associate Professor of Insurance at the School of Risk Management, St. John’s University. He gained his experience from working in academia, the insurance industry and the government in the U.S. and abroad. He is past President of the Asia-Pacific Risk and Insurance Association and serves the Organization Committee of the World Risk and Insurance Economics Congress. He has authored several books, including Risk Management and Insurance in a Singapore Context (2000), and is on the editorial and advisory boards of several insurance journals and insurance institutions worldwide.