John E. Silvia (Charlotte, NC) is a managing director and the chief economist for Wells Fargo Securities. In 2010, he was recognized for the Best Inflation Forecast, the Best Overall Forecast and the Best Personal Consumption Expenditures Forecast by The Federal Reserve Bank of Chicago. Azhar Iqbal (Charlotte, NC) is an Econometrician and Vice President at Wells Fargo Securities where he provides quantitative analysis to the Economics group as well as modeling and forecasting of macro and financial variables. He has spoken at the American Economic Association, Econometric Society, and other international conferences. Sam Bullard (Charlotte, NC) is a Director and Senior Economist at Wells Fargo Securities. Prior to joining the Economics Group, Sam spent three years as a research analyst in the Industry Research and Analytics Group for then parent company, First Union. Sarah Watt (Charlotte, NC) is an economic analyst with Wells Fargo Securities. She covers the U.S. macro economy, including labor market trends. She also works closely with senior members of her team to produce special reports and regional economic commentary on several U.S. states. Kaylyn Swankoski (Charlotte, NC) is an Economic Analyst at Wells Fargo Securities.